For Buyers · Calculators
Run The Numbers Before You Commit.
The four calculators that matter for an Indian home buy, EMI cash flows, affordability, rent vs buy and investor IRR, on the real figures behind your decision.
Home loan EMI
What will it cost per month?
Property price₹1.20 Cr
Down payment20% · ₹24.0 L
Interest rate8.5%
Tenure20 yrs
Monthly EMI
₹83,311
Loan amount
₹96.0 L
Total interest
₹1.04 Cr
Total payable
₹2.00 Cr
PrincipalInterest
Your all-in cost
The sticker price is rarely the final number. Here is roughly what leaves your account.
Base price₹1.20 Cr
Stamp duty & registration₹8.4 L
GST, parking & charges (est.)₹6.0 L
All-in outflow₹1.34 Cr
Lenders cap the EMI around 40% of take-home. On this loan, aim for a monthly income of at least ₹2.1 L to stay comfortable.